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Community Overview


Twin Rivers is a Planned Unit Development (PUD) and is the first development of its kind in the state of New Jersey. Construction began in 1968 and still remains the largest community of this type in the state. A PUD is a community consisting of several variations of housing units, convenience stores and shopping area. The total community is approximately one square mile.  The community was built in four sections or stages, which are referred to as Quads.  Each Quad has a similar, though not exact, mix of housing units and recreational facilities.

In a PUD the home and the property the home sits on are owned in fee simple by the homeowner and is so deeded, whether the unit is a detached home or townhouse.  The property owner is responsible for the maintenance and homeowner’s insurance of his/her unit and property. 

The condominium and apartment complexes are included in the PUD.  The  condominium complexes have their own Boards of Directors and their own rules and regulations in addition to Twin Rivers rules.  The Apartment complexes are included in the Homeowners Association and managed by their private ownership.


The agreement between the developer and the Township required that Homeowners Association be established and that each residential property owner, within Twin Rivers, would automatically be a member of the Homeowners Association.  A Trustee was required under the terms of the Trust agreement and the original Trustee empowered to handle the maintenance of the common area. The election of a Trustee is held every seven years and the elected Trust serves for a seven-year period.

The Trust is established to maintain the common elements of the residential portion of the community only. The Trust Administrator is hired by the Board of Trustees to manage the Trust operation on a day-to-day basis.  The Trust Administrator hires the Administration and Facilities staff to operate under his/her supervision.

The industrial park, shopping centers, school properties, Fire House, Rescue Squad, and convenience stores are not part of the Homeowners Association and are under the direct jurisdiction of the Township and not the Trust.

Since the common area of the community is deeded to the Trust, the resident members of the Homeowners Association are referred to as beneficiaries.  The Trust, as a not-for-profit corporation, relies on maintenance assessment fees as its only source of income.

The Trust is responsible for the common land and the recreational amenities, which are by deed in the name of the Trust.  Common lands include, private streets, parking lots, grassed common areas, emergency access roads, and public sidewalks. The recreational amenities include, four pool complexes, tennis and basketball courts, and ball field. The Trust is also responsible for the Community Center, Administrative Building, which houses the Trust office and shop as well as the Facilities equipment.


The Board of Trustees is elected by the members of the Homeowners Association to establish and enforce policy, as required by the Governing Documents.

The Board members are elected by members of the Homeowners Association.  Each member is elected for a three-year term. Terms are staggered so that each member is up for reelection and/or challenge. The Board members nominate and vote for officers of the Board to serve in their official capacity for a one-year period.

The responsibility of Board members include: the financial stability of the Trust, budget process, assessment and collection of maintenance assessment, investments, retaining Trust management and overseeing the Trust operation to ensure the use of generally accepted accounting and management procedures. Their duties include the fiduciary responsibility to enforce the Governing Documents as authored and to establish policy and procedures.


The lifestyle in a Homeowners Association, though very attractive and comfortable for most people, but comes with compromise. The Governing Documents are filed as liens against each residential parcel in the community.  Twin Rivers residents are subject to rules and regulations and the “Indenture and Declaration of Deed Restrictions and Reservation of Easements”. Resolutions and Design Review Standards have been implemented to supplement and enforce the rules and regulations.

Building, housing, health, and police codes of the municipality are applicable within the community, as well as the private covenants dictated by the Governing Documents. Although Twin Rivers is a private community, property owners are residents of East Windsor Township.  As such, property taxes are paid directly to East Windsor Township.

Twin Rivers is bounded by township roads and divided by a state highway. East Windsor Township is responsible for the maintenance of: Abbington Drive, Lake Drive, Twin Rivers Drive, Probasco Road, and Twin Rivers Drive North.